Taking the Guesswork Out of Workers' Compsenation

How To Reduce Risk and Minimize Costs For Your Small Business.

Small business owners face continual challenges to grow their business with limited resources. While focusing on strategies to streamline operations and get a competitive edge over the competition, they can overlook unexpected threats to the business, like risk of an employee or contractor getting hurt on the job.

Nationwide, almost every business is required to purchase an insurance policy that will cover their statutory obligations to workers who are injured or become ill due to a workplace exposure. Without proper coverage, the business can be liable for legal expenses and civil penalties if their worker decides to sue. What's more, the fees and penalties for non-compliance with this requirement can be significant and stunt the growth of an otherwise healthy business. By investing the time to understand the rules that apply to your business and the available coverage options in your state, you can secure the most favorable premium rates and redue the risk of exposure.

What are the risks you should avoid?

 

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